
On the 1st of October 2025, the European Banking Authority published its 2026 Work Programme and its report with 21 recommendations on how to enhance the efficiency and simplification of the EU regulatory and supervisory framework. The Work Programme focuses on the following priorities: developing a rulebook, and carrying out risk assessment with tools, data and methodologies supporting effective analysis, supervision and oversight. In 2026, the EBA will undertake its oversight and supervisory functions deriving from new responsibilities over critical third-party providers under Regulation 2022/2554/EU (DORA), issuers of crypto-assets under Regulation 2023/1114/EU (MiCAR) and the use of initial margin models under Regulation 2024/2987/EU (EMIR 3). In parallel, its anti-money laundering and countering the financing of terrorism (AML/CFT) responsibilities will have been transferred to the EU’s Anti-Money Laundering Authority (AMLA).