
On the 24th of April 2026, the Council of the EU published its final compromise texts on the European Commission’s proposals for a Payment Services Directive (PSD3) and for a Payment Services Regulation (PSR), with a view to agreement with the European Parliament. These texts were presented by the Council’s General Secretariat to the Council’s Permanent Representatives Committee on the 17th of April 2026. Several provisions in the final compromise text on the PSR refer to the Markets in Crypto-Assets Regulation (2023/1114/EU, MiCAR).