On the 5th of October 2021, the EBA published its 2022 Work Programme. The implementation of the Digital Finance Strategy (including the legislative proposals on a Digital Operational Resilience Act (DORA) and on Markets in Crypto-assets (MiCA)) will be an important driver of the EBA’s 2022 activities. Main points in the Work Programme include, among others: 1.Continued work on value chains, platformisation, crypto assets and the impact of artificial intelligence (AI); this strand of work will focus on the regulatory perimeter, the business model impact, risks and opportunities of FinTech and platformisation for financial institutions and regulatory obstacles to innovative technologies and business models; 2. EBA inputs to the work of international standard-setters, including in relation to the prudential treatment of banks’ exposures to crypto-assets and AML/CFT measures; 3.the development by the EBA of technical standards for the setting up of a central AML database for use by the EBA and national authorities; these will be developed by Q4 2021.

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